16 October 2025
Your November Newsletter for All Things BitPay and Crypto
The Important Bits
Despite volatility, the crypto world is buzzing with major moves from institutions, regulators, and builders. From Bitcoin’s new L2 to surging stablecoin payments and global payment breakthroughs, November is packed with headlines shaping the next wave of adoption. And with Solana now in the BitPay Wallet, you’ve got even more ways to go multichain.
Industry News & Headlines
Industry News
Read news from across the blockchain industry:
Bitcoin Falls Into Bear Market as Saylor Keeps Buying: Bitcoin dropped below $92,000, falling more than 25% from last month’s all-time high, even as Michael Saylor’s Strategy added 8,178 BTC at an average price of ~$102,000, bringing its holdings to nearly 650,000 BTC. (Investopedia 11/17/25)
Stablecoin Payments Surge 70% After New U.S. Regulations: Real-world stablecoin transactions jumped from $6B in February to over $10B in August after the GENIUS Act established federal oversight, with annualized volumes on pace to hit $122B as businesses increasingly use stablecoins to bypass slow, costly cross-border banking rails. (Bloomberg 10/25/25)
Americans Turn to Bitcoin Mining for Home Heating: As winter sets in, entrepreneurs are repurposing the massive heat output from bitcoin mining rigs, inspiring products like $900 heater-miners and commercial setups that offset energy bills by generating BTC, though some warn the approach remains inefficient and niche despite growing experimentation. (CNBC 11/16/25)
Harvard Makes Bitcoin ETF Its Largest Public Holding: Harvard Management Company boosted its stake in the iShares Bitcoin Trust by 258% in Q3 2025 to $442.9 million, making it the endowment’s largest publicly disclosed U.S. equity position while also increasing gold exposure and adding new stakes in Flutter, Klarna, and Zillow. (The Harvard Crimson 11/17/25)
Japan Weighs New Crypto Rules With Lower Taxes and Insider-Trading Oversight: Japan’s FSA is considering classifying crypto as financial products subject to insider-trading rules, while cutting taxes on trading profits from as high as 55% down to 20% and allowing banks and insurers to sell crypto through securities subsidiaries. (Reuters 11/16/25)
Bitcoin Gets First Major Layer-2 in a Decade With Arkade Launch: Ark Labs unveiled Arkade, a new Bitcoin layer-2 enabling programmable financial applications and native assets like stablecoins, marking the network’s biggest scaling milestone since Lightning and opening the door to lending, trading, and token support built directly on Bitcoin. (Bitcoin Magazine 10/21/25)
Alibaba Taps JPMorgan’s Blockchain for Tokenized Dollar and Euro Payments: Alibaba.com will use JPMorgan’s JPMD infrastructure to move tokenized bank deposits across borders, enabling faster, lower-cost international payments without intermediaries, with future exploration of stablecoins still on the table. (CoinDesk 11/15/25)
Market Movers
A quick snapshot of notable market activity, trends, and cryptocurrencies driving headlines.
Enjoy No BitPay Fees on Stablecoin Swaps
Swap your stablecoins with no BitPay fees via the BitPay App.
How It Works:
Select Your Stablecoins: Choose which stablecoins you want to trade.
Input the Amount: Specify the quantity for the swap.
Review & Confirm: Check your transaction details and confirm to execute your swap.
Limited time offer, geographic restrictions apply, network fees may apply.
BitPay’s State of Stablecoins 2025 Report [Exclusive Stablecoin Stats Inside]
Did you know that the average stablecoin transaction value processed by BitPay nearly doubled from 2024 to 2025?
Dive into the full report to explore the latest trends, use cases, and what’s next for stablecoins in global payments.
Limited-Time Offer: 5% Boost on Select Gift Cards
Now, through the end of November, get 5% more when you buy select gift cards with crypto in the BitPay app! Use your favorite coins to score extra value on brands including Airbnb, DoorDash, StubHub, AutoZone, and One4all. Terms and conditions apply.
Offer ends November 30th - don’t miss out! Check the BitPay app each month for more boosted gift cards.
BitPay Wallet Tip: Send Crypto to Another Wallet
Sending crypto involves entering the recipient’s wallet address, specifying the amount, and confirming the transaction. Always double-check wallet addresses to avoid errors, as crypto transactions are irreversible. Crypto can be sent multiple ways in the BitPay app. Send crypto by manually pasting in the recipient's address, scanning a QR code, adding addresses as saved contact, or via email address.
Merchant Shoutouts
Each month, we’ll share a quick tip to help you maximize those results.
Include banners on product pages
A banner announcing the ability to pay with crypto or an incentive to do so is a great way to highlight the additional payment option.
Highlighting merchants driving crypto adoption and exciting promotions.
Shop APMEX’s silver and gold popular categories, including pop culture collectibles. Shop now!
OneGold gives you direct ownership of vaulted gold, silver, and platinum at an ultra-low cost. Start your free account today.
Buy a domain name with Namecheap today!
Ready to start accepting crypto with your Shopify business? Get started today with the BitPay app!
Instantly deploy high-performance cloud servers, cloud GPUs, bare metal, and cloud storage worldwide with Vultr. New users receive $100 to test their platform.
Use BrandBucket to name your business.
Shop US stores and have your items reliably shipped back home with Qwintry
BitPay Travel
BitPay Travel is now open to all! In collaboration with Xeni, BitPay Travel allows crypto users to pay for flights, hotels, rental cars, and activities with their cryptocurrency. Book your travel at great prices and pay straight from your cryptocurrency wallet.
Developer Notes
SDKs
PHP Key Utils v2.1.2
PHP Unified SDK v9.3.1
Python Unified SDK 7.0.7
eCommerce Plugins
BitPay Checkout for WooCommerce v7.1.1
Other
We are continued testing next major Node.js SDK version with Zod v4, with 8.x being released in November
We are preparing PHP SDKs for January where we will deprecate PHP 8.1 and update PHPUnit to 11.x
We are testing the drop of Python 3.9 and addition of 3.14
Note: All information herein is for educational purposes only, and shouldn't be interpreted as legal, tax, financial, investment or other advice. BitPay does not guarantee the accuracy, completeness, or usefulness of any information in this publication and we neither endorse, nor are we responsible for, the accuracy or reliability of any information submitted or published by third parties. Nothing contained herein shall constitute a solicitation, recommendation, endorsement or offer to invest, buy, or sell any coins, tokens or other crypto assets. BitPay is not liable for any errors, omissions or inaccuracies. For legal, tax, investment or financial guidance, a professional should be consulted.