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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more.

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Buy, Sell, and Swap XRP: Now Available in the BitPay Wallet

The Important Bits

  • You can now buy, sell, and swap XRP directly in the BitPay Wallet.

  • Buying, selling, and swapping XRP is available to users in the United States and many other countries around the world.

  • There's more than just trading: hold XRP in self-custody and spend it on gift cards or with BitPay merchants.

  • It all happens in one self-custody app. Your keys, your XRP.

Buy, sell, and swap XRP in the BitPay Wallet

We’re excited to announce that our US-based users* can now buy, sell, and swap XRP in the BitPay Wallet and our network of partners.

That means you can build your XRP portfolio, rotate into or out of it, and cash out to fiat straight from your wallet. This update comes in addition to the previous support for storage and spending. And like everything in the BitPay Wallet, it happens in self-custody. You hold your own keys the entire time.

What you can do with XRP and BitPay

Buy XRP through integrated partners

Buy XRP directly in the BitPay app using trusted partners and familiar payment methods like credit cards, Apple Pay, Google Pay, bank accounts, and more.

Swap XRP for other coins

Easily trade XRP with our partners for other top cryptocurrencies right from your wallet with just a few taps.

Sell XRP for cash

Convert your XRP to cash with our partners and deposit it directly to your linked bank account, debit card, or PayPal account for fast and easy liquidity. Selling is available across 80+ countries.

More than trading: store, send, receive, and spend XRP

Trading is the newest set of features we’re implementing for our XRP community. The BitPay Wallet has already empowered our users to do more with their XRP.

Store XRP in self-custody

Keep your XRP safe in the self-custody XRP wallet, which supports multichain functionality and lets you maintain full control of your assets, with seed-phrase backup, recovery, and import. 

Track your portfolio

See your full crypto portfolio across wallets and assets, and track how it changes over time.

Send and receive XRP

Send XRP to friends, family, or other wallets, and receive XRP to your own wallet address.

Spend XRP on gift cards and at BitPay merchants

Use your XRP to purchase gift cards from hundreds of leading brands or spend with BitPay merchants online, in-store, or via email invoice, all without manually converting to fiat first.

→ Read our guide to using XRP in the BitPay Wallet

Get started with XRP in the BitPay Wallet

Whether you already hold XRP in the BitPay Wallet or you're just getting started, buying, selling, and swapping XRP is ready for you now.

Here's how to get started:

  • Already have XRP in the BitPay Wallet? Update to the latest version of the app and you can buy, sell, and swap right away.

  • New to the wallet? Download the BitPay Wallet app and create a new XRP wallet or import an existing one directly in the BitPay app.

  • Fund your wallet by buying XRP through BitPay's network of integrated partners, or by receiving XRP from another wallet or exchange.

  • From there, build your portfolio, swap and sell as you like, and put your XRP to use. Browse BitPay merchants and available gift cards right in the app.

Get the BitPay Wallet

→ Download the BitPay Wallet




Terms and conditions apply, and XRP may not be supported across all BitPay services or in all jurisdictions. Not available in HI, LA, and NY.

Table of Contents

Note: All information herein is for educational purposes only, and shouldn't be interpreted as legal, tax, financial, investment or other advice. BitPay does not guarantee the accuracy, completeness, or usefulness of any information in this publication and we neither endorse, nor are we responsible for, the accuracy or reliability of any information submitted or published by third parties. Nothing contained herein shall constitute a solicitation, recommendation, endorsement or offer to invest, buy, or sell any coins, tokens or other crypto assets. BitPay is not liable for any errors, omissions or inaccuracies. For legal, tax, investment or financial guidance, a professional should be consulted.