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BitPay Secures MiCA License: What It Means for Our Merchants in the EU
BitPay B.V., the European subsidiary of BitPay, Inc., has received a Markets in Crypto-Assets (MiCA) authorisation from the Dutch Authority for the Financial Markets (AFM), and is now authorised as a crypto-asset service provider (CASP) under MiCA.
What the MiCA licence does
MiCA is the EU's unified regulatory framework for crypto-asset service providers. Before MiCA, providers had to navigate country-by-country rules, which created uncertainty for merchants evaluating crypto payment partners.
With this authorisation, BitPay B.V. is licensed to support crypto payment acceptance, stablecoin payments, and cross-border payment use cases across the EU.
"Receiving a MiCA authorisation from the AFM is an important milestone for BitPay and strengthens our ability to serve businesses and consumers with regulated digital asset services across the EU," said Thom de Jong, Chief Compliance Officer Europe at BitPay. "MiCA creates a unified framework for responsible crypto innovation across Europe, and this authorisation adds a strong validation of our compliance-first approach for our customers."
What businesses operating in the EU can do with BitPay
Crypto payment acceptance
Accept payments online, in-person, and via invoice across Bitcoin, Ethereum, Solana, and other major networks. Exchange rates lock at the time of transaction. Settlement is available in fiat, cryptocurrency, or both, so you don't need to hold or manage cryptocurrency.
Stablecoin payments
Stablecoins made up 40% of total BitPay payment volume in 2025. BitPay supports acceptance and settlement in major stablecoins including USDC and others.
Cross-border payouts
Pay employees, contractors, affiliates, or vendors globally. You fund in fiat, BitPay handles conversion and delivery. For finance teams dealing with slow, costly international bank transfers, it's a meaningful operational improvement.
A regulated provider with a long track record
BitPay has been processing crypto payments since 2011. The MiCA licence extends a global regulatory footprint that already includes money transmitter licences in key markets.
"Europe is one of the most important regions for the future of payments," said Jonathan Arler, Head of Europe at BitPay. "From Amsterdam, BitPay is now positioned to support merchants, partners, and consumers as demand grows for practical ways to accept, move, manage, and spend digital assets."
Note: All information herein is for educational purposes only, and shouldn't be interpreted as legal, tax, financial, investment or other advice. BitPay does not guarantee the accuracy, completeness, or usefulness of any information in this publication and we neither endorse, nor are we responsible for, the accuracy or reliability of any information submitted or published by third parties. Nothing contained herein shall constitute a solicitation, recommendation, endorsement or offer to invest, buy, or sell any coins, tokens or other crypto assets. BitPay is not liable for any errors, omissions or inaccuracies. For legal, tax, investment or financial guidance, a professional should be consulted.
